
Mortgage Payment Eating Your Entire Paycheck? Duane Buziak Runs the 2026 Refi Math
If your mortgage payment is eating your entire paycheck, this guide from Duane Buziak (NMLS #1110647) explains why payments outgrow what you can carry and which refinance levers lower them. It walks through real break-even math, such as a $320,000 loan dropping from 7.0% to 6.0% to save about $210 a month, and shows when refinancing is the wrong move.







